Mkopo Halisi app aims at providing a link between lenders and borrowers. You can use this app either to borrow or lend. The app is accessed by thousands of borrowers and lenders, and hence it will increase your chances of success in your borrowing or lending mission. The app developers are not lenders, and payment of advertising fee is not a guarantee that you will succeed. Please do not use this app if not agreeable to our terms.
Information for Lenders
Lenders are not required to pay anything to access the borrowers’ database. As a lender, this is a platform to get borrowers to offer loans to. You are able to choose from many borrowers, and negotiate terms. Lenders have to comply with the laws of Kenya. By using thi app, they agree o be bound by the following: 1. Must not ask for security deposit or demand any upfront payment for borrowers to access loan 2. To ask for deposit, they must confirm that they are registered by Central Bank of Kenya as a deposit taking institution 2. Must clearly disclose their interest rate. 3. Company lenders must have their business location verified for us to recommend them to borrowers 4. Individual lenders may be required to verify their identity for us to recommend them to borrowers
Information for Borrowers
Borrowers pay between Ksh 150 and Ksh 200 to access our advertising service. To have your loan request advertised in Mkopo Halisi app, you have to fill a loan request form, and pay the non refundable advertising fee to our till. Please note that the developers of this app are not lenders, and payment of advertising fee is not a guarantee of success.
If you are a borrower, please ensure you offer good terms to lenders, and negotiate with them when they contact you. Please also note that we do not vet users of this app. Kindly ensure that you observe due diligence when transacting with other app users.
Do note that lenders and borrowers are independent app users. There are no contracts signed between developers of this app and its users, and agreements between users of this app are treated as private.
The developers of this app will not be responsible for any liability or loss incurred out of using this app.
All the best!
Team Mkopo Halisi
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